Weekend Recap & What the hell is a Budget?

Monday, May 18, 2009
This has been a stressful week! My father was hospitalized last week with some rare bug and had to get surgery but I am happy because he is recovering quickly and was released today! 

Hubby went out of town for a week and comes back on Wednesday for a nice long memorial day weekend which is also our 1 year anniversary! YAY :)

We most likely are not going anywhere since 1. the H1N1 is still out there! 2. I'm planning Hubby's 30th birthday celebration and 3. I'm trying to go see Hillsong in concert on 6/1 which means I need to budget! 

The word Budget is foreign to me, I will admit I am not good at money management but it's something I'm trying to change because we have plans and because hubby and I have been thinking about merging bank accounts. EEK!

Since I'm clueless when it comes to Money, my dear friend, themommychase, recommended I check out mint.com and let me just say AMAZING! You enter in your info and it does all the work for you! Mint tells you when you are over budget, categorizes your spending and recommends areas where you can save. Some of the areas I seem to be overspending is:
  • Grocery
  • Metro - Which I can't do anything about
  • Rent - again, i can't do anything about
  • Electricity
What sucks is that now that we want to really get serious about budgeting we also want a puppy, a new car and husband wants the palm pre. Sigh!


Melissa Rich said...

Good to know that your father is doing well. Congrats on you and your hubby's one year anniversary!

a corgi said...

hi; I just found your blog; congrats on your 1-year anniversary!!

Good luck with the budget, really work on this one, LOL. I wish we had budgeted and did better with our finances and we are married over 28 years. Best advice I got on this was what our pastor said at church about it.

For every 10 dollars you make:
Save 1.
Give 1. (church or other charitable organization)
learn to live on the other 8.

I wish we had done that. We wouldn't have the credit card debt we have right now and would have more in savings. We've made progress with not spending and reducing, but now we're trying to catch up on what we overspent for years.

Dave Ramsey, I guess, has lots of good resources too for bugeting and money management.

if it is okay with you, I'd like to follow your blog :)


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